Back when life was much simpler, when credit was in the form of a firm handshake and the person’s word that they will repay the loan, the terms FICO (Fair Isaac Corporation), CROA (Credit Repair Organizations Act), FCRA (Fair Credit Reporting Act), among others, would have seemed like a foreign language. All anyone needed to do to “fix” their credit or to gain credit in those days was to “appear” credit worthy. In the early days of credit, a person’s credit worthiness was determined by the … [Read more...]
Bank of Sierra Rewards Checking – CA,WV Residents Only
Bank of the Sierra is now offering one of the highest rates in the nation on it's rewards checking account. The annual percentage yield is 4.09% for checking account balances of up to $25,000 and a 1.01% APY for account balances above $25,000. Keep in mind these accounts come with monthly requirements which must be fulfilled each month in order to earn the lucrative interest rate. Good news is there is no monthly service charge, if you don't meet the requirements, you only … [Read more...]
