Everyday, companies target people who have poor credit histories with promises to clean up their credit reports so they can get a car loan, a home mortgage, insurance, or even a job – after paying a fee for the service. The truth is that no one can remove accurate negative information from your credit report. It's illegal. What You Need To Know When negative information in your report is accurate, only the passage of time can assure that it will be removed. A consumer reporting company can … [Read more...]