Savings Accounts

Start your financial resolutions on June 1st!

Do you want to know why New Year’s resolutions don’t work? Because the New Year starts in January -- when it is cold and you are broke. January is a time when you need to keep your spirits high and you are trying to pay off bills -- going on a diet or budget is just setting yourself up to fail.I like to start my resolutions on June 1st. All of the holidays are over. You are done blowing your diet or paycheck on a super bowl party, an enormous heart-shaped box of candy, green beer, or creamy … [Read more...]

The “pros” and “cons” of Online Banking

By writing out checks to pay the bills every month, I was certain that they would be paid. I knew that I physically did the work and that I was taking it to the post office to be delivered. So the whole “online banking” concept just didn’t click. I didn’t want to be charged the $10 a month for someone to manage my bills, and I didn’t want to lose control of the handling of it.However, flash forward four years later, and I am so glad I did this. I have saved nearly $8 a month on stamps, not to … [Read more...]

Building Your Savings With Money Market Accounts

How can money market accounts assist you in being able to build a strong savings account? Money market accounts provide you with a high interest rate compared to other savings account options like a traditional savings account. If you are looking into different options to build your savings, here are some options that can help you in creating a nice savings account. Using Money Market Accounts A money market account allows you to build a nice savings account as you are able to earn a higher … [Read more...]

My greatest investments EVER!!

When I mention great investments -- what do you think of? Do you think of a 401K with company match? Do you think of the stock you invested that took off? Do you think of an IRA? Well I say -- none of the above! All of those would be great, but some of our greatest investments are right under our noses! In this economy it is nice to sit back and think of all of the investments that did pay off. Here are some of my greatest investments: Electric shaver: I was sick of paying $40 a month for my … [Read more...]

Tips To Comparing Online Savings Rates

A great way to help you save money is by comparing online savings rates to find out which online banks are going to provide you with the best ability to grow your savings. A quality bank will offer you the best interest rate on savings accounts and other investments but they can also offer you other features as well like low or zero account fees and balance requirements, quality customer service, and easy to use websites. Investigate every bank on the comparison charts in order to become … [Read more...]