Before opening CD accounts are you shopping around to find the best CD rates available? It is important to properly research your investment and to know that you are buying the best investment that will provide you with generous returns. CD Laddering As you create an effective CD account strategy you need to focus on the CD rates. One investment strategy commonly used with CD accounts is known as CD laddering. With CD laddering you will have the returns on the CDs at different times. Careful … [Read more...]
The Truth About High Risk Loan Companies
What Is A High Risk Loan? A high risk loan also known as a Payday Loan, is a short-term loan meant to carry the borrower for only a couple weeks or maybe a month. Regulation and legislation of these types of loans varies from community to community. To prevent usury (unreasonable and excessive rates of interest), some communities limit the Annual Percentage Rate (APR) that any lender, including payday lenders, can charge. Some communities outlaw payday lending entirely, and some have very few … [Read more...]
Detective skills: Who Robbed the Car Wash and What Savers Can Learn From It!
You have heard the old saying, "A penny saved is a penny earned." Well a flock of birds took that saying to heart and found a way to form their own little nest egg, out of quarters. Quarters that they had retrieved from a car wash's money taking system. The Story A recent email I received talked about the owner of a car wash who thought people were breaking into the computer system that takes your money when you go to get your car washed at an automatic car wash. In order to catch the … [Read more...]
High Yield Savings Account from CNB Bank Direct
You never know when when you'll need to rely upon your savings account to make ends meet. Finding a high yield savings account can help you save even more money by paying you back in higher interest rates. CNB Bank Direct is offering a high yield savings account to get you started on your savings goals. Who is CNB Bank Direct? CNB Bank Direct is based out of Bluffton, Ohio. CNB Bank Direct was started in 2008 and offered bank accounts that could be opened and start earning interest for only … [Read more...]
Exposed: Famous Banks With The Worst Fees & How to Bank Fee-Free
Take a step into your metropolitan “downtown” district. Take notice of the largest buildings in that district. Whose names are on those buildings? Shocking that they usually are names of very large banking institutions! Interesting how banks who seem to have very large physical presences, have some of the highest fees for banking. Below is a chart of the 16 banks with the most U.S. deposits, and how much they made in fees on these deposit accounts during 2008. The right-most column is a … [Read more...]
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