Do you want to know why New Year’s resolutions don’t work? Because the New Year starts in January -- when it is cold and you are broke. January is a time when you need to keep your spirits high and you are trying to pay off bills -- going on a diet or budget is just setting yourself up to fail.I like to start my resolutions on June 1st. All of the holidays are over. You are done blowing your diet or paycheck on a super bowl party, an enormous heart-shaped box of candy, green beer, or creamy … [Read more...]
Is Your Dream to Own an RV?
I want to own a camper. You know that you secretly dream of it too: loading up the kids, visiting obscure places and singing campfire songs at the local KOA campground. This also might be your future “man cave” (or “lady lounge”). Or do you dream of it to keep the mother-in-law in when she visits?Is it always practical? No. Do I still want it even if I know all of the downsides? Yes.Brand new! Payments as low as $92!How many of you have driven by a place that sells brand new RVs that says that … [Read more...]
Building Your Savings With Money Market Accounts
How can money market accounts assist you in being able to build a strong savings account? Money market accounts provide you with a high interest rate compared to other savings account options like a traditional savings account. If you are looking into different options to build your savings, here are some options that can help you in creating a nice savings account. Using Money Market Accounts A money market account allows you to build a nice savings account as you are able to earn a higher … [Read more...]
Change the Way You Think About Interest Rates
Think about what you would do if you threw a large party for 100 people and nine extra guests came. Not a big deal because you probably made too much food anyway. You decide to invite the nine extra guests as regulars to the next party. The guest list is 109 people. However, at the next party what if those nine people each brought his or her spouse? You are a little panicked because the food may run a little short. But you pull it off – just barely. The invited guest list becomes 118. So next … [Read more...]
My greatest investments EVER!!
When I mention great investments -- what do you think of? Do you think of a 401K with company match? Do you think of the stock you invested that took off? Do you think of an IRA? Well I say -- none of the above! All of those would be great, but some of our greatest investments are right under our noses! In this economy it is nice to sit back and think of all of the investments that did pay off. Here are some of my greatest investments: Electric shaver: I was sick of paying $40 a month for my … [Read more...]
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