Savings Tips – Page 8

CD Account Strategies

Before opening CD accounts are you shopping around to find the best CD rates available? It is important to properly research your investment and to know that you are buying the best investment that will provide you with generous returns. CD Laddering As you create an effective CD account strategy you need to focus on the CD rates. One investment strategy commonly used with CD accounts is known as CD laddering. With CD laddering you will have the returns on the CDs at different times. Careful … [Read more...]

If An Account Goes Into Collections, What Are Your Rights Under The FDCPA (Fair Debt Collections Practices Act)

Given the current economic turmoil occurring in America lately, unemployment is at an all time high, jobs are scarce, and people are more stressed about finances than any other time in recent memory. To add fuel to this already growing financial inferno, while the times were good, we did what Americans do best: spend money! And when Americans spend money, we’re talking credit, and lots of it! The Honeymoon Is Over So now that you may be out of a job, bills are stacking up, and your phone is … [Read more...]

Detective skills: Who Robbed the Car Wash and What Savers Can Learn From It!

You have heard the old saying, "A penny saved is a penny earned." Well a flock of birds took that saying to heart and found a way to form their own little nest egg, out of quarters. Quarters that they had retrieved from a car wash's money taking system. The Story A recent email I received talked about the owner of a car wash who thought people were breaking into the computer system that takes your money when you go to get your car washed at an automatic car wash. In order to catch the … [Read more...]

How I Save $75.77 Every Month on My Verizon Bill

Have you ever wondered if there was a way to drastically reduce your cell phone bill? My wife and I both have Droid smart phones with Verizon. Our total bill every month used to be $197.11. That means each of our phones was costing roughly $100 per month. I don’t auto-pay my phone bill because I want be sure I’m not paying extra for any unusual charges. Manually paying $197.11 every month made me want to research how to reduce my bill. Audit Your Plan Usage to Find Savings … [Read more...]

Exposed: Famous Banks With The Worst Fees & How to Bank Fee-Free

Take a step into your metropolitan “downtown” district. Take notice of the largest buildings in that district. Whose names are on those buildings? Shocking that they usually are names of very large banking institutions! Interesting how banks who seem to have very large physical presences, have some of the highest fees for banking. Below is a chart of the 16 banks with the most U.S. deposits, and how much they made in fees on these deposit accounts during 2008. The right-most column is a … [Read more...]