Ahhhh, the age-old question, “how can I get credit when I don’t have any?” Well there’s no time to start like the present. The first question you need to ask yourself is: What TYPE of Credit Should I Get? There is a difference in types of credit. If you are just building credit, you are going to want to get the most “bang for your buck.” Since 30% of your FICO score is based on amounts owed, this also goes to say that 30% of your credit score is based on CREDIT CARDS and how you use them. Now … [Read more...]
18 Month Zero Percent Credit Card
For a while it was difficult to find good zero percent balance transfer credit cards that offered long term zero percent bliss. The DiscoverMore Credit Card not only provides you 18 month of interest rate relief on balance transfers, but also offers 5% cashback on purchases in categories that rotate each month. New purchases will also be at zero percent for 6 months which is not nearly as attractive as the 18 month balance transfer offer. 5% Cashback Bonus Details: You earn 5% cashback … [Read more...]
