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‘,2,1);?> Credit cards with rewards are a great incentive to make large purchases, as long as you can pay it off in the near future. The Discover Motiva credit card is a rewards credit card that offers rewards to you in ways other than just points or miles.
The Facts
The is a card like many others that offers rewards on the purchases you make with the credit card. But this card is different because not only will you receive rewards on purchases, but you actually receive cash rewards by paying your bill on time and for the purchases you make using the card.
There are different ways that you can use your credit card for cash rewards.
- For those of you who make it a point to pay your credit card bill on time, there is finally a card that rewards you for doing just that. Each month that you make your minimum payment on time, you will receive a 5% Cashback bonus off your interest charged on your bill. The Cashback bonus will be calculated off your current balance on the rewards credit card. So, instead of paying the interest each month, you will be making money.
- The Discover Motiva card offers up to 20% in a Cashback bonus by shopping online through Discover’s online shopping mall which offers over 175 online retailers. Some of these retailers include, Bloomingdales, Best Buy, Expedia, Home Depot, Walmart, iTunes, and many others. If you do shopping online, why not choose from the stores offered and make even more money by using your rewards credit card to shop?
- A Cashback bonus of 1% is available for all other purchases you make with the Discover Motiva credit card.
These credit card rewards are rewarded in cash, but you can receive that money in different ways, including partner gift cards, merchandise, Discover gift cards, charity or just in cash. With all these different options, you can choose the most convenient way for you.
Other Benefits
The Discover Motiva credit card”,”discover~motiva”,”Discover Motiva credit card”,2,1);?>
is offering 3.99% APR for the first 15 months on intro purchases. After the first 15 months the APR is around 11.99% and 19.99%. There is no annual fee, but as with almost all credit cards, there are fees for late payments, returned payments, balance transfers, cash advances, and foreign transactions.
Applying
Applying for this credit card is easy and can be done online through the . If you are someone who pays their bills on time, then this credit card is a great way for you to receive cash rewards for being dedicated to paying your credit card bills on time.
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