Best Online Savings, CDs, and Money Market Rates

AMEX And The New Annual Fee

Don’t you just love getting a letter in the mail that tells you that your annual fee is being raised on your credit card? Rising annual fees have a lot of credit card users looking elsewhere to help them find the type of accounts they need to manage their credit cards without needing to pay a large portion of money just to keep the credit card account open. AMEX recently announced that they will be increasing the fees on their accounts and members will need to pay an annual fee.Many credit card … [Read more...]

Top IRA CD Rates for 1, 2, 3 and 5 Year CDs

Individual retirement accounts CDs with a decent yield are hard to find. Here are three of the best: Top IRA CD Rates for 12 Month Term Bank or Credit Union APY Minimum Deposit Term Melrose Credit Union 1.10% $4,000 12 Months Discover Bank 0.90% $2,500 12 Months Top IRA CD Rates for 24 Month Term Bank or Credit Union APY Min. Deposit Term Melrose Credit Union 1.36% $4,000 24 Months Avidia Bank 1.31% $500 24 Months Top IRA CD Rates for 36 Month Term Bank or Credit Union APY Min. … [Read more...]

Wealth is oozing from your pores!

You say that you are not smart financially. I say that you are wealthier than the average Joe and I will show it to you. If you take a close look at a financial advisor, you will see that they struggle with everyday bills. They have student loans and house payments. Many of them even have credit card debt! You, like they, have wealth. You just need to find it. You have wealth that you may not even realize. Your wealth, like your dreams, is different than your friends or neighbors. Some of these … [Read more...]

Building Your Savings With Money Market Accounts

How can money market accounts assist you in being able to build a strong savings account? Money market accounts provide you with a high interest rate compared to other savings account options like a traditional savings account. If you are looking into different options to build your savings, here are some options that can help you in creating a nice savings account. Using Money Market Accounts A money market account allows you to build a nice savings account as you are able to earn a higher … [Read more...]

Change the Way You Think About Interest Rates

Think about what you would do if you threw a large party for 100 people and nine extra guests came. Not a big deal because you probably made too much food anyway. You decide to invite the nine extra guests as regulars to the next party. The guest list is 109 people. However, at the next party what if those nine people each brought his or her spouse? You are a little panicked because the food may run a little short. But you pull it off – just barely. The invited guest list becomes 118. So next … [Read more...]