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How do I teach my kids about money?

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When my boys were 3 and 4, they drew on the walls with crayon. I thought that I would teach them a financial lesson and tell them that they needed to pay me a "cleaning fee" with the money they were collecting. My oldest was devastated, but my youngest just walked over to the piggy bank, pulled out some dollars and cheerfully said, "Here you go!" I knew then that my kids had different opinions of money. Even today almost ten years later, the older one loves to earn it and while the youngest … [Read more...]

Should I buy a Natural Gas Vehicle?

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I love my natural gas car. I love it. I love cruising in the carpool lane by myself because I have a “C plate." I love filling up my tank for $7. I love that I once made it ROUND TRIP from Salt Lake City to Vegas (an 8-hour trip) for $35.00. But do I think that natural gas is right for everyone? No I do not. What is a "natural gas" vehicle? A natural gas vehicle is especially made to use natural gas instead of petroleum. Natural gas is a cleaner burning fuel and in a lot of places it is still … [Read more...]

Want to Feel Richer? Try Going Minimal

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When my cat killed my fish, I held onto the fish bowl because I had spent over $40 to get all of the accessories. I held onto it for years thinking that I would get another fish. However I didn’t get another fish so it stayed in a cupboard for four years. That would be OK except I did that with a lot of stuff. We all save something that we think that we will use some day. Do you remember how it feels when you lose pounds or get out of debt? It is like a weight has been lifted. You feel happier. … [Read more...]

Dieting on a Budget!

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Every winter I gain 15 pounds (mostly out of sheer laziness). Every summer I take it back off again. I have been doing this for 15 years so I know what causes me to gain the weight and I also know what I need to do to take it off. To lose the weight I don’t get expensive pills, I don't buy the expensive gym membership, I don't count every calorie I eat and I don't starve myself....instead I change three simple things. Lastly I top it all off with patience. It isn’t an overnight thing – it is … [Read more...]