I have my favorite club membership store. I love the good deals, the free samples, and the cheap pizza in the cafeteria. It is my guilty pleasure. But is the club membership the best idea for shopping and saving money? Let’s take a look. Not using the membership smartly When we first got the membership we went every other weekend. We would end up spending $300, but we justified it because we got a lot of stuff. However, when we got home we realized that we had nothing for dinner that night. … [Read more...]
Get The Facts On FACTA (Fair and Accurate Credit Transactions Act)
On December 4, 2003, President George W. Bush signed into law as an amendment to the Fair Credit Reporting Act; the Fair and Accurate Credit Transactions Act (FACTA). This law is specifically designed to prevent fraud and identity theft which is the fastest growing financial crime today. The law sets new guidelines on how merchants print receipts, on how lending institutions process and protect your personal and financial information. It provides means and remedies for fraud and identity theft … [Read more...]
Money Market Accounts Highest Rates
Money always seems to be on our mind. Either we are thinking about it because we don't have enough or because we are wondering the most effective way into invest our money. Investing in an account with the highest money market interest rates is one way to invest your money and allow you to stop worrying about it. Money Market Accounts Most banks across America offer some type of a money market account. These accounts are set up as an account to help you save money. Money market accounts … [Read more...]
Online Money Market Accounts
The technology of today makes it even easier to access bank accounts and know exactly what is going on with your money. Because of the internet, the variety of banks you are able to choose from has expanded. You don't have to choose a bank just because it is the closest one to you. Most banks offer online accounts and money market accounts are one typical provided to apply for online. What is a Money Market Account A money market account is an account offered through banks as a way to … [Read more...]
Western Union Prepaid Card
With the recent news that in the near future most banks will be adding a debit card fee to any account with a debit card, you might be looking for a way to avoid those new fees. One way you may avoid fees is to use the prepaid card from Western Union. This card will allow you to avoid the new fees attached with debit cards, and other fees as well. The Benefits One of the greatest benefits of the Western Union Prepaid card is that the fees for this card are very minimal. There are no … [Read more...]
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