Best Online Savings, CDs, and Money Market Rates

$100 Checking Bonus at Univest Bank

Banks are competing fiercely for consumers dollars. One of the most reliable ways to insure consumers will use a particular bank is to get them to sign up for direct deposit. Univest Bank is offering $100 for opening a checking account and setting up direct deposit from government or payroll checks. Be aware that Univest conducts a hard pull of your credit when you apply for a checking account. To qualify for the bonus: You have to setup direct deposit within 90 days of account … [Read more...]

Collection of Funny Bank Commercials

Since this is Friday and we haven’t posted anything light-hearted for a while, here is a set of videos related to banking that should put a smile on your face. Video 1: If Only You Could Say “Yes” to All Your Spouse’s Purchases Do you believe in this definition of success? “A successful man is one who makes more money than his wife can spend. A successful woman is one who can find such a man.” Is success strongly related to finance? Across the globe … [Read more...]

Incredible Bank’s New 12 and 18 Month CD Rates and Checking Account

Incredible Bank is getting media attention for it’s no-strings-attached high interest checking account currently offering 1.35% APY and has a $1,000 minimum deposit. Incredible Bank has recently increased their 12 Month CD APY by 0.15%, from 1.30% to a much more competitive 1.45% APY. The Bank is also introducing a new 18 month CD with a competitive interest rate as well. The interest rate for each of these CD’s are as follows: - 12 Month CD at 1.45% APY - 18 … [Read more...]

1.31% APY Money Market Rates at SFGI Direct (update)

Update: SFGI Direct's rate was lowered from 1.41% APY to 1.31% APY around February 25, 2011. SFGI Direct’s money market rate of 1.31% APY commands respect, when the best money market rates only yield 1.30% APY (currently offered by American Express). Details of the Deal You can get 1.31% APY by opening an account online at www.sfgidirect.com. There are no monthly fees. The minimum deposit to open an account is $500 but as long as you maintain at least a $1 balance, … [Read more...]

Valentine’s Day CD Offer

Thanks to Darryl (a RateCatcher.com reader), today we’ll review a Valentines Day CD special. From now until midnight on Valentine’s Day, you can score sweet gifts by opening a CD at GiftsforBanking.com In order to get the Valentine’s iPad/Camera Bundle, you need to open either a 2 year CD with a minimum of $50k or a 3 year CD with at least $25k. The bundle includes: Nikon Coolpix® L22 Camera (red) 32GB Apple® iPad f?l Brooklyn 2-in-1 iPad Backpack $25 … [Read more...]