Best Online Savings, CDs, and Money Market Rates

Top CD Rates for 2011

Below is the latest list of the best CD rates available nationwide. Three of the best rates are offered by credit unions but they can be joined easily no matter where you live. Keep in mind that Melrose Credit Union can easily be joined anyone from anywhere in the USA for $1. Also, Fort Knox Credit Union can be joined easily by first becoming a member of the American Consumer Council at no cost. Then simply pay a one-time $10 fee membership fee to Fort Knox Credit Union and you’re in. … [Read more...]

Serious Gifts for Opening a CD – GiftsforBanking.com Review

Flushing Savings Bank owns iGObanking.com and GiftsforBanking.com. Both sites offer CDs but is it better to choose a higher yield or a gift? To decide this, I will compare the dollar amount of interest you would earn by choosing to not get a gift with the retail value of a sample of gifts. 2 Year CD Minimum Deposit of $5000 to Get Gift CD rate at iGObanking.com (no gift): 1.25% APY CD rate at GiftsforBanking.com (gift): 1.00% APY Amount of interest lost on a $5k deposit over 2 … [Read more...]

Beware of Connexus Credit Union CDs

Connexus is currently offering some of the best yields available on their CDs (each requires a 10K minimum deposit): 6 month CD: 1.50% APY 12 month CD: 1.75% APY 60 month CD: 3.00% APY Unlike traditional CDs, Connexus Credit Union CDs come with additional requirements to earn the above rates: 1. You must open and maintain an Active Checking Account with Connexus Credit Union. An active checking account simply means opening any checking account and meeting certain … [Read more...]

Get Up to $200 for a New Checking Account

M&T Bank is offering a cash bonus for opening a checking account available nationwide. There are three separate bonuses in this offer: one for opening a checking account and activating direct deposit (up to a $150 bonus), and another for adding overdraft ($25 bonus) and a third for adding bill pay ($25 bonus). How to Get the Checking Account Cash Bonus (Up to $150) Open one of these three checking accounts . Each account gets a different bonus: Power Checking: $200 cash (must maintain a … [Read more...]

What do I do after a lay-off?

They say that the job market for Generation X and Generation Y is much more volatile than the job market of our parents. Workers from our generation can expect to be laid off an average of 1-3 times in his or her lifetime. Depending on the job, it can even be more. I personally have been laid off from two jobs, and I know how discouraging it can be. But I learned how to handle the lay-offs well, and I was quickly back in the workforce. I want to pass on my advice for anyone who is facing a … [Read more...]