Dear Christine, I have the worst time saving money. My “rainy day” fund is used up every other paycheck. From a new set of tires here…to a new set of brake pads there -- I cannot keep up. Someone said that you need 5-8 months savings. I can’t even save up 5-8 days! Why is it so hard? “No Savings in Salt Lake” Dear “No Savings,” Life gets expensive and things come up all of the time; I know. There is a big trick to savings when you have a lot of expenses – saving small amounts and then … [Read more...]
Is it too late to change my career?
Dear Christine, I am completely unsatisfied with my job. I make a lot of money because I have been here so long so it is hard to leave. Plus I worked hard to be where I am now. But I dread going in every day. I just turned 38 and I am worried that it is too late to start over. “A career in jeopardy” Dear "career in jeopardy," I understand how hard it can be going everyday to a job that makes you unhappy. We have all had a job or two like that but we were conflicted because the … [Read more...]
How Do You Choose A Good Mortgage Lender?
Are you looking for a good mortgage lender to work with? Finding the right mortgage lender is one of the most important things as they will approve you for the loan but they also aid in helping you get a low interest rate on the mortgage and prevent you from paying fees and other things. How can you choose a good mortgage lender? Here are some tips that can help you out. First, you need to get started by comparing rates. Compare mortgage rates online to see which banks are offering the lowest … [Read more...]
Your Guide To Get The Best Car Loan Rates
Are you looking to purchase a new car soon? A car loan can be a big decision because of how much money it costs based on the interest rates. It is important that you do your research and find out which banks are offering the best rate to make the car loan affordable. How can you get the best car loan rates? Here are some tips that can help:Determine how much you can afford to spend. To get the best rates you have to know what your budget amount is. If you try to get a loan that is too expensive, … [Read more...]
Who Hijacked Customer Service At Your Bank?
Ahhhh, remember the days of when your time spent with a banking institution actually meant something? Days when if your account was say 20 or more years old with that bank, you would be treated as someone special just because of your loyalty? Those days are long gone! The Customer Is Always Right? Gone are the days where you could walk into a bank and dispute a charge and there would be no questions or doubt, and the bank teller would just take your word for it and correct the issue. Now, … [Read more...]
