Dear Christine, I have been living paycheck to paycheck for at least three years now. Whenever I think that things are going better an emergency comes up and I am right back to where I started again. I have a good job as a nurse but I work long hours and all I want to do is crash when I get home. I can’t do some of the things that I want to do like go on vacations, got to lunch with friends or buy nice things. How can I get out of this cycle? “Down in Denver” Dear "Down in Denver," … [Read more...]
Should I get a home equity line of credit?
An article by BudgetQueen You have owned your house for five years. Five years you haven’t missed a payment. You are one smart home owner! Your house also has increased in value quite a bit. You wonder if you can get a loan on this “equity” or the amount that your house is worth minus the amount you owe. The interest rate on this loan is really low right now and you are wondering if you could use it to pay off a few things like credit cards, or add an addition, or just to add a security net. … [Read more...]
How to Get the Best Savings Account Rates
Finding the best savings rates will vary with each institution that you research. Some companies offer higher interest rates from others based on their investments. To ensure that you are making the most amount of money possible you need to take advantage of the highest savings account rates you can find. Some of the factors that impact the savings account rates include the following: Savings rates established by the Fed Economic health Value of the US dollar Financial integrity of the … [Read more...]
