It’s nice to go away on a vacation once and awhile as it can recharge your energy and will help you to refocus on your life. Many people choose to go on several vacations a year where others will save up for just one or two vacations. If you want to go on a vacation but your budget is tight, it is a good idea to look for easy ways to save money while vacationing. Establish A Budget Before you head out on vacation you need to have a budget set in stone. This budget will need to include things … [Read more...]
Kicking The Overspending Habit To The Curb
Are you spending a lot of money? Spending a lot of money causes you to get into debt quickly and makes it difficult for a lot of people to get out of debt. How can you learn how to manage your spending so you don’t end up overspending and ending up with a large debt burden? Here are some things that can assist you in creating a proper spending plan so you won’t end up spending more money that you make. Track Your Spending Start hanging onto every one of your receipts so you know what type of … [Read more...]
Getting out of "paycheck to paycheck"
Dear Christine, I have been living paycheck to paycheck for at least three years now. Whenever I think that things are going better an emergency comes up and I am right back to where I started again. I have a good job as a nurse but I work long hours and all I want to do is crash when I get home. I can’t do some of the things that I want to do like go on vacations, got to lunch with friends or buy nice things. How can I get out of this cycle? “Down in Denver” Dear "Down in Denver," … [Read more...]
Help! I have to move back in with my parents!
Dear Christine, I am mortified. My husband, son and I have to move in with my parents. My husband was out of work for a few months and it set us back with all of the bills pilling up. He is working again but for nearly half of what he made before. My parents are being really nice about the whole thing and I think they want us back. But it is really embarrassing. Plus my son has to switch schools. My husband is not taking it well at all. Can you offer any advice about this? “Homeward bound” … [Read more...]
My husband refers to our money as "his" money!
Dear Christine, My husband and I saved up for years so I could stay home when we have kids. Now that we have had our first baby, and it is down to one income, my husband is suddenly referring to our money as “his” money. He will say phrases like, “I make the money. I should be able to decide if we need that or not.” Or, “I don’t want you to spend any more of my money on baby clothes.” He is successful, but I was also very successful at what I did and I made a lot of money so it is hard to … [Read more...]
