Has this ever happened to you? You and your spouse are eager to buy a car or a home, you jump online to one of the plethora of credit monitoring websites: www.myfico.com www.creditadapter.com www.creditdiagnosis.com www.freescore.com www.privacymatters.com www.truecredit.com www.transunion.com www.equifax.com www.familysecure.com www.freecreditreport.com www.freecreditscore.com www.experian.com www.identitysecure.com www.privacyguard.com www.creditkarma.com You get your credit … [Read more...]
So why do I need good credit anyway?
An article by BudgetQueen When I was car shopping once, I wanted to test drive a car. I look really young for my age and I was dressed in a t-shirt and jeans and I think that the salesman thought that I was wasting his time. He even had the nerve to say, “Are you really interested in this car?” before he went to the effort of getting the keys. I was amused. He didn’t know I had wanted this car, researched this car, and saved up for this car for four years. Later the guy came back to me with … [Read more...]
Dealing With Your Personal Finance Holiday Hangover
Ahhhh the New Year is up on us! 2012 here we come! Now that your Christmas/Hanukkah/Kwanzaa/Winter Solstice gifts are unwrapped, the fruit cake from Aunt June is put away to age for the rest of eternity, you finally have a moment of clarity! Holy crap! I have credit card bills on their way. I have to pay for all of these merry festivities now! Not to fret, we’re here to make some sense of it for you, and to give you some guidance so that you don’t go as crazy as “Cousin Eddie” standing in the … [Read more...]