Want to enjoy dining out once in a while? If you find that the cost of eating out is too expensive and it’s too difficult, you need to look for different ways in which you can save money on dining out so you can enjoy it once in a while! Here are some easy ways to save money on dining out: Groupon! A great way to save money on eating out is by using websites like Groupon as they will send you daily offers. This is a great way to get discounts on expensive restaurants along with fast food … [Read more...]
Start Saving When Vacationing
It’s nice to go away on a vacation once and awhile as it can recharge your energy and will help you to refocus on your life. Many people choose to go on several vacations a year where others will save up for just one or two vacations. If you want to go on a vacation but your budget is tight, it is a good idea to look for easy ways to save money while vacationing. Establish A Budget Before you head out on vacation you need to have a budget set in stone. This budget will need to include things … [Read more...]
Kicking The Overspending Habit To The Curb
Are you spending a lot of money? Spending a lot of money causes you to get into debt quickly and makes it difficult for a lot of people to get out of debt. How can you learn how to manage your spending so you don’t end up overspending and ending up with a large debt burden? Here are some things that can assist you in creating a proper spending plan so you won’t end up spending more money that you make. Track Your Spending Start hanging onto every one of your receipts so you know what type of … [Read more...]
Insurance Policies You Are Throwing Money Away On
Having insurance for certain aspects of your life will provide you with a number of great benefits but there are times where you invest money into insurance plans that are not providing you with any type of benefit and they are not able to do anything for you besides steal your money. You need to know what type of insurance plans you should invest money into and which ones you can do without.Mortgage Life InsuranceIf you have a life insurance policy already, why would you take out another life … [Read more...]
Transferring balances: Good idea or “Robbing Peter to pay Paul?”
An article by BudgetQueen You get that offer in the mail from either your credit card or a new credit card to transfer an existing balance with no APR for several months. You think to yourself: “Yes, I do pay a lot of interest every month on my credit card. What if I transferred the balance to the new card? What can it hurt?” Well I am here to discuss the ins and outs of balance transfers. Yes, I have done it as well. I have done it successfully, but I have also noticed the little traps that … [Read more...]