An article by BudgetQueen All the planning, scrimping and saving is great, but remember that you are not the one who will ultimately be in charge of this kid’s future – he or she will be. I have spoken to some financially-strapped parents that have given me some great ideas on how they plan to tackle planning for college for the kids, while encouraging his or her kid to be responsible as well. Look through each and find what may work for you. You may even have a better idea of what is best for … [Read more...]
Help! I don’t have any money saved for my kid’s college! (Part Two)
An article by BudgetQueen Kids are great fun. They are unpredictable. They are naïve but sharp. They are completely lazy some times while completely motivated other times. You will be proud one day and then the next say, “What were they thinking?” When I look back at my friends who went to college, I see a wide variety of personalities. I saw kids whose parents paid for everything party like the end of the world was a few days away. I also saw the kids whose parents that were not able to help … [Read more...]
Help! I don’t have any money saved for my kid’s college! (Part One)
An article by BudgetQueen Your kids are getting older and suddenly you panic because you don’t have any money saved up for college. Instead of giving you a sliding scale of how much you need to donate right now and which plan, I want to ask you to ask yourself a few important questions to make sure your savings plan matches your lifestyle. Most of the time people have the best of intentions about savings and then things come up. Like daycare, sports, home repairs, falling on hard times, … [Read more...]
SMART College Savings Account- Extraordinary Yields
Whether you are a parent or a child, a common worry is how you are going to pay for college? Getting an education is expensive, but the SMART Savings account offered through Ultima Bank of Minnesota can make it easy to save up for college. Ultima Bank is offering one of the highest savings rates of 2011, making saving for college simple, rewarding, and hassle free. SMART Savings SMART savings stands for: School Money At Right Time. This savings account is designed for anyone who is 18 years … [Read more...]