Looking for an MMA that has a good rate? Flagstar Direct offers 1.60% (edit: now only 0.60% APY) on money market accounts and can be opened with as little as $1.00 with no minimum balance required. They offer 24 hour telephone banking as well as 24/7 mobile access to your accounts.Flagstar Direct doesn’t just do MMAs. They also offer Express Internet checking accounts and 2 options of CDS. The checking account has a rate of .50% APY. There are no service fees, no minimum balance, free checks for … [Read more...]