Are you spending a lot of money? Spending a lot of money causes you to get into debt quickly and makes it difficult for a lot of people to get out of debt. How can you learn how to manage your spending so you don’t end up overspending and ending up with a large debt burden? Here are some things that can assist you in creating a proper spending plan so you won’t end up spending more money that you make. Track Your Spending Start hanging onto every one of your receipts so you know what type of … [Read more...]
What Debt Really Does To You
There are millions of Americans that are swimming in debt and don’t know how to break the debt cycle. If you pay off one credit card and then find yourself using it again when you have other debts to pay back, you haven’t learned from your poor spending habits in the past and will continue the debt cycle for years. There are many people that try to justify debt and to claim that some debts are good and others are bad. Having a little debt on your credit card is “normal” right? Well if you cannot … [Read more...]