Flushing Savings Bank owns iGObanking.com and GiftsforBanking.com. Both sites offer CDs but is it better to choose a higher yield or a gift? To decide this, I will compare the dollar amount of interest you would earn by choosing to not get a gift with the retail value of a sample of gifts. 2 Year CD Minimum Deposit of $5000 to Get Gift CD rate at iGObanking.com (no gift): 1.25% APY CD rate at GiftsforBanking.com (gift): 1.00% APY  Amount of interest lost on a $5k deposit over 2 … [Read more...]