Individual retirement accounts CDs with a decent yield are hard to find. Here are three of the best: Top IRA CD Rates for 12 Month Term Bank or Credit Union APY Minimum Deposit Term Melrose Credit Union 1.10% $4,000 12 Months Discover Bank 0.90% $2,500 12 Months Top IRA CD Rates for 24 Month Term Bank or Credit Union APY Min. Deposit Term Melrose Credit Union 1.36% $4,000 24 Months Avidia Bank 1.31% $500 24 Months Top IRA CD Rates for 36 Month Term Bank or Credit Union APY Min. … [Read more...]
DiscoverBank’s 10 Year CD Paying 2.50% APY
DiscoverBank has climbed to the top of 10 year CD rates offering 2.50% APY with a minimum deposit of $2,500. Not only that DiscoverBank's 10 year IRA CD offers the same high rate. What you Need to Know DiscoverBank stands out from the crowd for a couple reasons. Not only have they consistently offered top tier rates over the years, but they also offer a full product line of IRA CDs. This is important, because interest income is taxed at your highest marginal tax rate. Taxed or … [Read more...]