When my boys were 3 and 4, they drew on the walls with crayon. I thought that I would teach them a financial lesson and tell them that they needed to pay me a "cleaning fee" with the money they were collecting. My oldest was devastated, but my youngest just walked over to the piggy bank, pulled out some dollars and cheerfully said, "Here you go!" I knew then that my kids had different opinions of money. Even today almost ten years later, the older one loves to earn it and while the youngest … [Read more...]