money market

The Best Fixed Rate Investments

Are you searching for a fixed rate investment account to use? When you are expanding your investment portfolio, you need to search for certain investments that are going to provide you with safety and security. What are some of the best fixed rate investments to use when you are trying to save money and to help you reduce the risk burden in your investment portfolio? Here are some of the options that you can use: Municipal bonds. The municipal bonds are great options to use as they allow you … [Read more...]

Transferring balances: Good idea or “Robbing Peter to pay Paul?”

An article by BudgetQueen You get that offer in the mail from either your credit card or a new credit card to transfer an existing balance with no APR for several months. You think to yourself: “Yes, I do pay a lot of interest every month on my credit card. What if I transferred the balance to the new card? What can it hurt?” Well I am here to discuss the ins and outs of balance transfers. Yes, I have done it as well. I have done it successfully, but I have also noticed the little traps that … [Read more...]

Help! I don’t have any money saved for my kid’s college! (Part Three)

An article by BudgetQueen All the planning, scrimping and saving is great, but remember that you are not the one who will ultimately be in charge of this kid’s future – he or she will be. I have spoken to some financially-strapped parents that have given me some great ideas on how they plan to tackle planning for college for the kids, while encouraging his or her kid to be responsible as well. Look through each and find what may work for you. You may even have a better idea of what is best for … [Read more...]

Help! I don’t have any money saved for my kid’s college! (Part Two)

An article by BudgetQueen Kids are great fun. They are unpredictable. They are naïve but sharp. They are completely lazy some times while completely motivated other times. You will be proud one day and then the next say, “What were they thinking?” When I look back at my friends who went to college, I see a wide variety of personalities. I saw kids whose parents paid for everything party like the end of the world was a few days away. I also saw the kids whose parents that were not able to help … [Read more...]

Help! I don’t have any money saved for my kid’s college! (Part One)

An article by BudgetQueen Your kids are getting older and suddenly you panic because you don’t have any money saved up for college. Instead of giving you a sliding scale of how much you need to donate right now and which plan, I want to ask you to ask yourself a few important questions to make sure your savings plan matches your lifestyle. Most of the time people have the best of intentions about savings and then things come up. Like daycare, sports, home repairs, falling on hard times, … [Read more...]