money market – Page 2

What is the job market like out there? An insider’s perspective

An article by BudgetQueen If you are out looking for a job right now, I don’t need to tell you that it is tough right now. I interviewed a friend who even with an impressive resume didn’t get her first job offer for six months. There is hope though! She says that she has seen a lot more offered for her field in the last couple of weeks. However, she also has found that the interview questions are getting tougher. I interviewed her to see if we can get any insight on what challenges she … [Read more...]

What does a 401K have in common with a cherry tree?

An article by BudgetQueen What is stopping you from investing in your 401K? Is it possible that you are contributing too much to your 401K? Is a 401K always the best investment for you? Well let’s sit down and talk… A lot of people have fears about investing in today’s economy. Or perhaps you had a 401K once and you cashed it in, or lost a lot of money on it so you quit investing. Or if you have a 401K believe it or not, you may be even contributing too much to it! Regardless, a 401K is an … [Read more...]

International Bank Of Chicago CD

Are you looking for a good CD to invest your money into? A certificate of deposit is a great option to consider as it provides you with a higher interest rate for your savings compared to investing your money into other accounts like traditional savings with interest rates of less than .25%. One bank that you might consider investing your money with is the International Bank of Chicago (IBC).Why IBC?Compare CD rates online and you will see that IBC offers one of the highest interest rates out … [Read more...]

Should I get a home equity line of credit?

An article by BudgetQueen You have owned your house for five years. Five years you haven’t missed a payment. You are one smart home owner! Your house also has increased in value quite a bit. You wonder if you can get a loan on this “equity” or the amount that your house is worth minus the amount you owe. The interest rate on this loan is really low right now and you are wondering if you could use it to pay off a few things like credit cards, or add an addition, or just to add a security net. … [Read more...]

Start your financial resolutions on June 1st!

Do you want to know why New Year’s resolutions don’t work? Because the New Year starts in January -- when it is cold and you are broke. January is a time when you need to keep your spirits high and you are trying to pay off bills -- going on a diet or budget is just setting yourself up to fail.I like to start my resolutions on June 1st. All of the holidays are over. You are done blowing your diet or paycheck on a super bowl party, an enormous heart-shaped box of candy, green beer, or creamy … [Read more...]