Dear Christine, I have been living paycheck to paycheck for at least three years now. Whenever I think that things are going better an emergency comes up and I am right back to where I started again. I have a good job as a nurse but I work long hours and all I want to do is crash when I get home. I can’t do some of the things that I want to do like go on vacations, got to lunch with friends or buy nice things. How can I get out of this cycle? “Down in Denver” Dear "Down in Denver," … [Read more...]
Facing your “champagne budget” friends with your “beer budget”
We all have them – the successful friend that seem to have oozed success out of his or her pores since they left college. They are the friends that are already the bank presidents or the senior partners in the accounting firms.Sometimes these friends like to spend a lot of money when they play. Sometimes you feel like you need to spend as much money as they do to keep up with them.But don't break the bank to play with them, or let the salary difference get in the way of having a good time with … [Read more...]