Given the current economic turmoil occurring in America lately, unemployment is at an all time high, jobs are scarce, and people are more stressed about finances than any other time in recent memory. To add fuel to this already growing financial inferno, while the times were good, we did what Americans do best: spend money! And when Americans spend money, we’re talking credit, and lots of it! The Honeymoon Is Over So now that you may be out of a job, bills are stacking up, and your phone is … [Read more...]