Saving money is one of the best financial decisions you can make. You want to save money for your retirement but also to save money for emergencies and short-term goals like buying a car. If you find that it can be difficult for you to save money, it helps to know what type of options you have. Learning how you can invest your money and earn higher interest rates to grow a nice sum of money wisely. Here are some tips that will help you to properly save money. Automatic Savings Plan A great way … [Read more...]
Making Plans For Your Tax Refund
Having a tax refund is always a welcome thing! What are you planning to do with your tax refund? Are you going to invest the money? Do you plan on taking it and spending it on something you have always wanted? How about taking a large portion of money and saving it or using the money to pay off your debt? It is a good idea to make plans for your tax refund so you can take advantage of this money instead of wasting it. Here are some ways in which you can properly use your tax refund this year!Tip … [Read more...]
Stale Collections and What Happens When You Pay Off Old Accounts
What Is A Stale Collection Account? A stale collection is any collection account that has been sitting on your credit report and, for whatever reason, you have not paid it. Typically, these types of accounts sit on your credit year after year. Then, since we are all the responsible, moral types, we get our tax returns or come across a large sum of money and we decide to pay off these old debts because it’s the responsible thing to do. After you pay your old debts, you think you are all … [Read more...]