I am someone that has refinanced my house twice, so I know the ins and outs of refinancing as a consumer. In some situations I believe it is a good idea to refinance, and in other situations I believe that it is not a good idea. My personal rule is that there really are no hard and fast rules – you just really need to evaluate if it is the correct decision for you.Consider refinancing if…..If at least one of the following applies, I would tend to say “yes” to the refinance…1. If you are … [Read more...]