Having a tax refund is always a welcome thing! What are you planning to do with your tax refund? Are you going to invest the money? Do you plan on taking it and spending it on something you have always wanted? How about taking a large portion of money and saving it or using the money to pay off your debt? It is a good idea to make plans for your tax refund so you can take advantage of this money instead of wasting it. Here are some ways in which you can properly use your tax refund this year!Tip … [Read more...]
Is it too late to change my career?
Dear Christine, I am completely unsatisfied with my job. I make a lot of money because I have been here so long so it is hard to leave. Plus I worked hard to be where I am now. But I dread going in every day. I just turned 38 and I am worried that it is too late to start over. “A career in jeopardy” Dear "career in jeopardy," I understand how hard it can be going everyday to a job that makes you unhappy. We have all had a job or two like that but we were conflicted because the … [Read more...]
Help! I don’t have any money saved for my kid’s college! (Part Three)
An article by BudgetQueen All the planning, scrimping and saving is great, but remember that you are not the one who will ultimately be in charge of this kid’s future – he or she will be. I have spoken to some financially-strapped parents that have given me some great ideas on how they plan to tackle planning for college for the kids, while encouraging his or her kid to be responsible as well. Look through each and find what may work for you. You may even have a better idea of what is best for … [Read more...]
Help! I don’t have any money saved for my kid’s college! (Part Two)
An article by BudgetQueen Kids are great fun. They are unpredictable. They are naïve but sharp. They are completely lazy some times while completely motivated other times. You will be proud one day and then the next say, “What were they thinking?” When I look back at my friends who went to college, I see a wide variety of personalities. I saw kids whose parents paid for everything party like the end of the world was a few days away. I also saw the kids whose parents that were not able to help … [Read more...]
Help! I don’t have any money saved for my kid’s college! (Part One)
An article by BudgetQueen Your kids are getting older and suddenly you panic because you don’t have any money saved up for college. Instead of giving you a sliding scale of how much you need to donate right now and which plan, I want to ask you to ask yourself a few important questions to make sure your savings plan matches your lifestyle. Most of the time people have the best of intentions about savings and then things come up. Like daycare, sports, home repairs, falling on hard times, … [Read more...]
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