save money – Page 3

Prepare Yourself For A Forced Retirement

For many people, there are many different things that can occur with your financial situation and can leave you dealing with a difficult situation such as a forced retirement. Having a forced retirement can be traumatic and difficult to deal with. Many baby boomers are in the situation where they are being forced into retirement, which can be hard to deal with. This means that you are no longer adding to your income and you are being forced to live off what you have hopefully been diligent about … [Read more...]

What is the job market like out there? An insider’s perspective

An article by BudgetQueen If you are out looking for a job right now, I don’t need to tell you that it is tough right now. I interviewed a friend who even with an impressive resume didn’t get her first job offer for six months. There is hope though! She says that she has seen a lot more offered for her field in the last couple of weeks. However, she also has found that the interview questions are getting tougher. I interviewed her to see if we can get any insight on what challenges she … [Read more...]

Be aware of what “daily compounding” credit card actually means

An article by BudgetQueen Do you remember your first credit card? You know --the one that kept you from starving in college, and helped build your credit as a young adult? I still have mine. Every time I call customer service for this card, they seem to be impressed that I have been a member for 20 years (mostly because that was before they were born). As an adult, this card still made me smile! I carefully watched as my reward points accumulated and I could get that $10 coffee card at the end … [Read more...]

Save hundreds by avoiding the gym; instead go to the recreation center!

An article by BudgetQueen I did it once. My husband and I blew over $600 for a year's membership to the gym. It was a lot but I convinced myself it was cheaper than buying just one machine. I did really well at first. It was cold outside, but it was nice in there. There were televisions and treadmills. If I couldn’t sleep one night I went there -- it was open at 3:00am! I felt like a slob in my gray sweats and wrinkled t-shirts, compared to the ladies in there with outfits that had to cost … [Read more...]

Dealing With Money Disputes In Marriage

Every marriage has it’s ups and downs. One of the things that many couples deal with is the financial burden of trying to maintain their lifestyle. A lot of marital disputes are over things like money and the fact that there is never enough. Do you and your spouse sit down and talk about your financial situation often? Do you work together to come up with ideas on how to save for retirement as well as saving for emergency situations? A lot of couples do not talk about their finances and this can … [Read more...]